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The average cost of car insurance in Ontario. According to the Financial Services Regulatory Authority of Ontario (FSRA), Ontario's average annual auto insurance premium as of October 2023 was $1,796. Drivers in the GTA saw an average of $2,391 while those in rural areas paid an average of $1,404.3.0. NerdWallet rating. The bottom line: This company specializes in car insurance for high-risk drivers, but be wary of the high volume of customer complaints. …

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